DnB NOR is a Norwegian bank with market leading positions within banking, life and pension insurance, asset management and brokerage. The backbone of the group is the Norwegian banking operations of the group’s total income.Norway is expected to have higher growth than Europe on average in the coming years. Widening spreads in the interest market and high volatility in the FX and equity markets have improved the result. Both trading income and net interest income are expected to normalize in the coming years.